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In China almost everything is paid by scanning a QR code with Alipay or WeChat Pay, from street snacks to train tickets. Both apps now accept foreign cards, so you can pay like a local if you set them up before you leave Singapore.
Set up Alipay
- Download Alipay and sign up with your Singapore mobile number.
- Add a Visa or Mastercard under Bank Cards.
- Verify your identity with your passport when prompted.
- Make a small test payment if you can, or check that the card shows as active.
Set up WeChat Pay
- Download WeChat and register with your mobile number.
- Go to Me, then Services (or Pay), and add a card.
- Complete identity verification with your passport.
Set up both: some merchants only take one, and a backup helps if a card is declined.
Fees
Small payments are usually free; larger single payments with a foreign card can carry a small fee. Check the current terms in each app before a big purchase like a hotel bill.
Getting around with Alipay
- Taxis: open the Didi mini-program inside Alipay to book rides in English.
- Metro and buses: many cities let you generate a transport QR code inside Alipay.
- Trains: book on Trip.com or the 12306 app; you'll need your passport number.
If payment fails
Try the other app, then a different card. Keep some yuan in cash, withdraw from a Bank of China or ICBC ATM if needed, and ask your bank in Singapore to allow overseas transactions before you fly.
Questions people ask
Can tourists use Alipay with a Singapore card?
Yes. Alipay and WeChat Pay both let visitors link Visa and Mastercard cards issued outside China. Verify your identity with your passport in the app before you travel.
Should I still bring cash to China?
Bring a small amount of yuan for emergencies. Cash is legal tender, but many small shops and stalls only take QR payments and may not have change.
Related
China travel guide for independent travellers
30-day visa-free entry for Singapore passports, setting up Alipay and WeChat Pay, high-speed rail, apps that work in China, and where to start.
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Dali's old town, Erhai Lake and Bai villages: how to get there from Singapore without a direct flight, where to stay, what to eat and how many days you need.
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